Standard = 2.9% + $.30 each transaction (Visa, MC, etc.)
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Discount = 2.2% + $.30 each transaction (Visa, MC, etc.)
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AmEx = 3.5%
​Harness cannot identify the card type prior to the donation being made so the suggested cover fee rate will be either the Standard or Discount rate for Visa/MC
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ACH (Bank Transfer) = 0.8% or $5.00, whichever is lesser (fee is capped at $5.00)
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Monthly Subscriptions/Donations = the fees above + 0.5%

*Stripe charges a 0.5% fee for every recurring charge processed on the account (in addition to the processing fees charged separately). Harness includes this fee in the total fee coverage option for monthly gifts in the Harness checkout experience.

Basic = 3% (discontinued Sept. 2023)*

Premier = 1% (discontinued Jan. 2024)*

Core = 1%*

Advanced = 1%*

Accelerator = 1% (discontinued Jan. 2024)*

Pro = 1%*

Executive = 1%*

Harness + Stripe Standard Rate = 3.9% + $.30 (4.5% if AmEx)

Harness + Stripe Discount Rate = 3.2% + $.30 (4.5% if AmEx)

Harness + Stripe ACH Rate = up to 1.8% (Stripe ACH fee 0.8% or $5 cap)

Harness + Stripe Standard Rate = 3.9% + $.30 (4.5% if AmEx)

Harness + Stripe Discount Rate = 3.2% + $.30 (4.5% if AmEx)

Harness + Stripe ACH Rate = up to 1.8% (Stripe ACH fee 0.8% or $5 cap)

Harness + Stripe Standard Rate = 5.9% + $.30 (6.5% if AmEx)

Harness + Stripe Discount Rate = 5.2% + $.30 (6.5% if AmEx)

Harness + Stripe ACH Rate = up to 3.8% (Stripe ACH fee 0.8% or $5 cap)

Harness + Stripe Standard Rate = 3.9% + $.30 (4.5% if AmEx)

Harness + Stripe Discount Rate = 3.2% + $.30 (4.5% if AmEx)

Harness + Stripe Standard Rate = 3.9% + $.30 (4.5% if AmEx)

Harness + Stripe Discount Rate = 3.2% + $.30 (4.5% if AmEx)

Harness + Stripe Standard Rate = 5.9% + $.30 (6.5% if AmEx)

Harness + Stripe Discount Rate = 5.2% + $.30 (6.5% if AmEx)

Harness + Stripe Standard Rate + Monthly gift = 4.4% + $.30 (5% if AmEx)

Harness + Stripe Discount Rate + Monthly gift = 3.7% + $.30 (5% if AmEx)

Harness + Stripe ACH Rate + Monthly gift = up to 2.3% (Stripe ACH fee 0.8% or $5 cap)

Harness + Stripe Standard + Monthly gift = 4.4% + $.30 (5% if AmEx)

Harness + Stripe Discount + Monthly gift = 3.7% + $.30 (5% if AmEx)

Harness + Stripe ACH Rate + Monthly gift = up to 2.3% (Stripe ACH fee 0.8% or $5 cap)

Harness + Stripe Standard Rate + Monthly gift = 6.4% + $.30 (7% if AmEx)

Harness + Stripe Discount Rate + Monthly gift = 5.7% + $.30 (7% if AmEx)

Harness + Stripe ACH Rate + Monthly gift = up to 4.3% (Stripe ACH fee 0.8% or $5 cap)

Did the donor pay with an AmEx?
AmEx charges 3.5% (instead of 2.2 or 2.9% + $.30) & our system cannot recognize and auto-adjust the rate to 3.5% for AmEx cards
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Is the donation recurring (monthly)?
Stripe charges an additional 0.5% that they actually charge you separately from the individual donation/transaction & our system does account for this
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Have you received Stripe's non-profit discount & shared with Harness that you have?
Stripe offers a discount but does not inform Harness when you've been approved for it. Our platform by default recommends donors cover Stripe's standard rate until you let us know you've been approved for the discount rate.
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Do you have a special pricing arrangement with Stripe that differs from their standard rates?
Our platform can only reflect Stripe's standard or non-profit discount rate.
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Stripe made an error in the fees they charged you.
Please contact Stripe Support directly for assistance.